To pre-qualify you need to be 18yrs or older, employed for 90 days and take home a minimum of 1,000 dollars per month. Please keep in mind these are the minimum requirements and meeting them does not guarantee you will be approved. Direct cash loans are not available in all states which include but is not limited to New York.
There are no restrictions on how you can use bad credit personal loans, but please remember to borrow responsibly. You will be expected to repay your debt on time to absa personal loan interest rate incurring any extra interest or penalties. The interest rate of same day loans is higher than you would get from a bank.
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Cash Advances. Cash advances are designed to help people cover short-term cash needs until their next payday. Also referred to as payday loans, cash advances can be a practical and secure way to tide you over when unexpected expenses crop up. If you have expenses related to an auto accident, emergency medical expenses, or other unexpected bills, a cash advance could help you bridge the gap.
A cash advance typically ranges from 50 to 1,500, depending on the state where you live. The amount borrowed, along with a small fee, is typically due on your next payday.
REPRESENTATIVE EXAMPLE. If you borrowed 2,000 over a 12 month period and the loan had a 3 arrangement fee (60), your monthly repayments would be 189. 12, with a total payback amount of 2,269. 44 which including the 3 fee paid from the loan amount, would have a total cost of 329. Representative 29. 82 APR. If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131.