My question is this: What is my recourse as far as the harrassing phone calls at work and home. Yeah. I got one a few hours ago. saying exactly what they needed to to try and scare a half asleep person. saying the loan was 600. but owe 4000. they just have my social securrity a really old bank account number.
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Your lender may attempt to collect your debt via email, postal mail, telephone, or text message, and they may offer you a settlement so that you can repay your debt over time. All of our lenders are required to adhere to the Fair Debt Collection Practices Act which protects you from harassment.
You can contact your lender for more information about its specific policies. Cash loans kitchener on Credit Score. Lenders are within their rights to file reports with the three major credit bureausвЂExperian, Equifax and TransunionвЂif you fail to repay your loan.
This negative remark will lower your credit score and may make it impossible for you to obtain short term loans or other forms of credit in the future.
However, once you have repaid your debt to your lender in full, this will be reported to the credit agencies and the cash loans kitchener remark will be removed from your credit history.