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Dallas Online Loans is NOT A LENDER and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the direct lender in Texas. How do I know if this loan is a good choice for me. You plan on using this loan as a long term solution to your financial needs. You plan to use your loan to pay off other outstanding debts. Get the money you need. Receive up to 2,500 in your checking account as soon as next business day.