The limits and regulations vary from state to state. We remind that short-term loans are not a long term financial solution. To help government fight identity theft, the funding of terrorism and money laundering activities, and to help attempt to verify a customerвЂs identity, Lenders may obtain, verify, and record information that identifies the customer. APR Disclosure.
The APR associated with your loan stands for the annual percentage rate, or the amount of interest you will be expected to pay in relation to the length of your loan term. Most of the time, the APR for short term loans ranges from 260.
71 to 1825. 00, though this can vary somewhat.
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Sandra, your experience with payday loan companies trying to collect debts is pretty typical. They're known to say all sorts of things that aren't true. Since your comment here is about my payday loan article, I assume you read it and know that your payday loans would be treated just as any other unsecured debts (like credit cards) and would be discharged (eliminated) in your bankruptcy and that you will not go to jail because of that debt.
I strongly recommend that you consult with an experienced bankruptcy attorney in your area. If you're in the San Francisco Bay Equity loan vs personal loan, feel free to get a consultation with me: https:ca-bankruptcylaw. comfree-consultation. I have so much debt in payday loans I cant afford to pay them back and credit cards can I file bankurpty on them all and personal loans im so much in dept I cant do it nomore its so stressful and medical bills.
Michelle, from what you said, yes, bankruptcy would be able to get rid of your debts including payday loans.