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Hdfc personal loan pre closure rules

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Hdfc personal loan pre closure rules

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Hdfc personal loan pre closure rules

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Hdfc personal loan pre closure rules

At first glance, an early IRA withdrawal looks more expensive than a payday loan. Say you withdraw 1,000 the maximum allowed for most payday loans and pay 15 of that in taxes.

That comes to 150 in taxes, plus another 100 for the penalty. A payday loan, by contrast, would cost only 150 in interest. The big difference hdfc personal loan pre closure rules that with an IRA withdrawal, you dont have to pay the money back. With a payday loan, you have to come up with 1,150 to pay the loan back by your next payday.

With a withdrawal, by contrast, you can just pay the 250 in taxes and penalties and have 750 left to pay your bills. You lose the money from your retirement savings, but at least you dont get stuck in a cycle of debt.

Borrow From Your 401k. Borrowing from your retirement plan is different from making a withdrawal.

Hdfc personal loan pre closure rules