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You dont have much to lose by doing that. But before you submit an application, ask them about their cash-reserve requirements. Tell them youve been denied for this reason before, and you dont want to go down that road again. Ask the loan officer who actually works for the bank or lender - not the broker. Do you belong to a credit union. If so, you should ask them about their mortgage options. Credit unions often have less strict criteria instant cash loans two notch their members.
As a general rule, the larger banks (Wells Fargo, BOA, etc. ) typically have stricter requirements than community banks or stateregional lenders.
But eventually, I did find someone willing to talk about the business. Jack Murray heads Fix Media Group, in Virginia, which has a site called wefixmoney. com. Murray says his company - not unlike eTaxLoan - is really a marketing firm. "We are a matching service, just like an Expedia is for a travel company or a Hotels.
com is for a hotel company," Murray says.