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Legal, that is. Recent federal law caps the interest rates they can charge military personnel. Many states specifically regulate payday lenders; some outlaw them altogether. Others regulate interest rates, or have general regulations regarding taking a post-dated check, and the length of time a check can be held.
But in states where such loans are legal, and largely unregulated, (like South Carolina) payday lenders are thriving, and they are an issue in many bankruptcy cases. For the most part, payday loans arent treated any differently in bankruptcy than any other unsecured loan. The fact is that a post-dated check basically takes the place of a promissory note. Many of my clients, however, worry that they will be arrested for passing a bad check, and many payday lenders encourage that belief.
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This website collects information which you provide and then forwards it to one or more lenders in our network. Lenders are solely responsible to you for all aspects of the application or loan transaction, including compliance with all applicable personal loan for low credit score in bangalore and regulations. Lenders may perform a credit check to determine your creditworthiness.
Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia and Vermont are not eligible to apply for a loan. This service is not available in all states, and the states serviced by this site may change from time to time and without notice.