Low interest may actually point to a dishonest business. Its Your Decision. Do not agree to any loan just to avoid telling someone no.
Desperation often drives consumers to accept terms they normally would reject. Loan companies hire people with good sales skills. It can be easy to feel trapped when discussing a loan with the employees. A reputable company should limit the aggressive tactics, however. In the end, this is your decision to make. Stay firm in your expectations and term requirements.
Agreement to a contract you are not happy about ads to your financial stress.
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What do I do if I get denied. Do I have to tell them why I need the money. Stop creating more issues for yourself. Log on today and complete the application. You can even do it from any computer you can get to. You can even do it from the comfort of your living room couch. It is that easy to do.