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In some cases, you may be given the option of obtaining a loan from a tribal lender.
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In fact, its illegal for a lender to threaten a borrower with arrest or jail. Nonetheless, some payday lenders have succeeded in using bad-check laws to file criminal complaints against borrowers, with judges erroneously rubber-stamping the complaints. The Consumer Financial Protection Us cash loan services advises anyone threatened with arrest for nonpayment to contact his or her state attorney generals office. You should never ignore a court order to appear in court, even if the criminal complaint was filed mistakenly.
A chance to negotiate. A lender would rather collect money directly from you than sell your debt to an outside collections agency. Third-party debt collectors may pay just a few pennies on the dollar to buy your debt.